Please use this identifier to cite or link to this item:
http://hdl.handle.net/10071/27725
Author(s): | Santos, M. R. C. Silva, B. |
Editor: | Inês Lisboa Nuno Teixeira Liliane Segura Tomáš Krulický České Budějovice Veronika Machová |
Date: | 2022 |
Title: | Community-based savings groups: An alternative model for resilience |
Book title/volume: | Handbook of research on acceleration programs for SMEs |
Reference: | Santos, M. R. C., & Silva, B. (2022). Community-based savings groups: An alternative model for resilience. EM Inês Lisboa, Nuno Teixeira, Liliane Segura, Tomáš Krulický, České Budějovice, Veronika Machová (Eds.). Handbook of research on acceleration programs for SMEs. IGI Global. 10.4018/978-1-6684-5666-8.ch016 |
ISBN: | 9781668456668 |
DOI (Digital Object Identifier): | 10.4018/978-1-6684-5666-8.ch016 |
Keywords: | Community-based savings groups Aga Khan Resiliência -- Resilience Africa Mozambique Financial capacity Vulnerable people Risco -- Risk Crédito -- Credit Microfinance |
Abstract: | This study explores the potential of internal and contextual factors that contribute to the formation of village savings and loan associations and provides a testimonial of individuals that benefit from those groups in northern Mozambique, part of the community-based savings groups (CBSG). The CBSG is the improved mechanism of that community initiative aiming to facilitate the expansion of these groups; promote a savings culture through raising awareness around the importance of saving and borrowing practices as well as creating linkages for the groups to undertake other development activities. Therefore, the groups are an integrated initiative that is distinct from but complementary to common microfinance initiatives. The groups not only can enable people to access to financial services but also serves as a space for members to participate in community issues and to discuss challenges in a collective manner. The main findings of the research show a replication effect resulting from the increase of members and new groups contributes to the promotion of effective financial inclusion. |
Peerreviewed: | yes |
Access type: | Open Access |
Appears in Collections: | BRU-CLI - Capítulos de livros internacionais |
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bookPart_91970.pdf | 261,99 kB | Adobe PDF | View/Open |
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