Please use this identifier to cite or link to this item: http://hdl.handle.net/10071/7913
Author(s): Roquette, I.
Laureano, R. M. S.
Botelho, M.
Date: 2014
Title: Conhecimento financeiro de estudantes universitários na vertente do crédito=Financial knowledge of credit among college students
Volume: 10
Number: special issue
Pages: 129-139
ISSN: 2182-8458
Keywords: Financial literacy
Financial knowledge
Financial education
Credit
College students
Abstract: Financial markets, increasingly complex and sophisticated, are being developed at an impressive speed. It's necessary to have a good level of financial knowledge to be ready for these constant changes. The consumers with larger financial literacy, that is, those with more financial knowledge, but also greater ability to manage it, are the least vulnerable. In this context, this study evaluates the level of credit knowledge among college students, as well as possible limitations of this knowledge. Through a questionnaire survey to 396 undergraduate students from ISCTE-IUL, the results show that the level of financial knowledge, about credit, is low. Furthermore, the students overestimate their knowledge, that is, the students think they know more than what actually happen. Knowledge is explained by the demographic profile of the student, family background and the student culture and financial inclusion. The knowledge is greater on students attending a course in the business area, which are in the 3rd year and consult some information sources regularly. Students who already have bank accounts also have higher average knowledge.
Peerreviewed: Sim
Access type: Open Access
Appears in Collections:BRU-RI - Artigos em revistas científicas internacionais com arbitragem científica

Files in This Item:
File Description SizeFormat 
publisher_version_634-2486-1-PB.pdf945,47 kBAdobe PDFView/Open


FacebookTwitterDeliciousLinkedInDiggGoogle BookmarksMySpaceOrkut
Formato BibTex mendeley Endnote Logotipo do DeGóis Logotipo do Orcid 

Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.