Skip navigation
User training | Reference and search service

Library catalog

Content aggregators
Please use this identifier to cite or link to this item:

Title: Quo vadis microcredit in Portugal? A case study of the day-to-day of an entrepreneur
Authors: Silva, J.
Esperança, J. P.
Almeida, I. D.
Editors: António Oliveira, Brizeida Hernández, Carolina Rodrigues, José Carlos Sánchez García, Mário Carrilho Negas, M. Fátima Lobão, Orlando Rua
Keywords: Microcredit public policies
Mutual guarantee society
Social entrepreneurship funding
Inappropriate loan officers
Microcredit assessment criteria
Issue Date: 2018
Publisher: CIEM
Abstract: A literature survey shows conflicts among the expected advantages of microcredit public-policies that might lead to discomfort on decision-making, and self-protection reactions due to increasing social demand for accountability. So, decisionmakers lacking skills and sensitiveness to the entrepreneurial phenomenon, set assessment criteria, based on banking practice, inadequate to unemployed, young, low income entrepreneurs. Together with unorganized processes, this situation produces disrespectful loan proposals ignoring experts’ opinions and business plans/contexts. The exploratory case of a Mutual Guarantee Society guaranteed by public funding: exemplifies ridiculous loan proposals for microcredit funding, conflicting with social grounds; shows entrepreneurs difficulties in accessing microcredit public-policies.
Peer reviewed: yes
ISBN: 978-989-97513-7-8
Appears in Collections:BRU-CRI - Comunicações a conferências internacionais

Files in This Item:
File Description SizeFormat 
Quo vadis Microcredit in Portugal_ FINAL (12thNOV) .pdfPós-print432.29 kBAdobe PDFView/Open

FacebookTwitterDeliciousLinkedInDiggGoogle BookmarksMySpace
Formato BibTex MendeleyEndnote Currículo DeGóis 

Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.